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Search Results 0 to 49 of about 55 (some duplicates have been removed)
Dec 15, 2012 12:00am PST
even if we can get people in and of course for the unit as miss egan described you have to go through a lottery process. so even if someone is picked no. 1 or no. 2 in the lottery, it's often the credit readiness of the credit scores and it's something that you can usually fix within two, three weeks. it takes months and sometimes longer to clean up that credit. what we have now shifted towards is expanding what was more traditionally thought of as homeownership counseling. they themselvess have recently shifted their model and so homeownership is one tool towards the larger picture of financial literacy and asset-building. because if you don't have that credit score you are not only to be able to fulfill your credit requirements for homeownership and even rental. the tricky thing we found for any financial literacy program, for it to be effective, people usually only attend those courses when it's linked to an imminent financial event such as i want to buy a house. it's difficult to bring someone in to say a year from now you might be ready to buy and house and let's work on your cre
Dec 16, 2012 9:00am PST
the development process. in the past as miss egan mentioned, ownership units used to be the majority to be produced. you had also asked a little bit about the demographics especially in terms of race and ethnicity as to who is in our units. so we took a snapshot and looking at who is our rental and ownership households of december, 2012 and compared that to the relevant citywide distribution of race and ethnicity. so let me start on the rental side. it turns out that the number of households of color in our bmr program overall is actually overrepresented. there is a larger percentage of asian african-american latino and more specifically for people who might be interested, for example, the percentage of asian pacific islander households in the 0-50 ami is 52% city. african-american households, in the 0-50% ami and rental units it's about 12%. latino hispanic families, 14% citywide, about 20% in our rental units. the one ethnicity that is somewhat underrepresented is white. so that is about 39% citywide and 0-50 ami, and just about 14%. n our in our rental units. we don't have race
Dec 3, 2012 4:00am PST
.. john egan-- of which is owned by bank rate. good to have you back on the show. how many people take the time to actually do research for car insurance deals? our survey showed that roughly 20 percent of people had shopped for car insurance in the past year. and that's not a hugely surprising number but i would bet a lot more people should be in that number who are shopping for insurance because they may be leaving money on the table. how much money? it could be hundreds of dollars. everybody's circumstances are different but there could be discounts you're not getting or maybe you've got your auto and home insurance with separate companies and you should have it with one company and get a bundling discount that way. why do so few people bother to shop? insurance is a necessary thing but something that people don't really want to think too much about so alot of people just pay their monthly bill or their bill every six months and they don't put a lot of thought into could i be saving money? how do motorists go about shopping if they do look around for car insu
Dec 28, 2012 10:00pm PST
my colleague sandra egan did a good job. i have a more narrow task, which is good because i have a much more narrow skillset in that area. so i will read through the minor modifications that have happened since the last hearing. we have done additional outreach. we have gotten some input from other stakeholders, internal that have generated a few reviews to the manual. again the housing trust fund -- the passage of the housing trust fund will generate some modifications to the manual and we plan on come back to you next year for that update. this update doesn't contemplate or contradict any of the housing trust fund work. i'm going to refer to a memo included in your packet, which outlines the few changes that have happened since the last hearing. the first there was a clarification had a we made that bmr on-site ownership will be priced at 90% ami. we wanted to make that explicit and we added the phrase for those units not able to save, "the owner must make good-faith efforts to ensure that before any modification to the sale price is made, that the owner during a six -month
Dec 7, 2012 5:30am EST
university. university..egan gilllland is livv from campus with a story yoo' re seeing first on fox. good morning guys,ttis morning, everything is back to normal on campus... but ssme students tell us hey are seriously questioning their saf. safety. this was the scene just one week ago... helicopters cirlciig above and police scowering the ground.the shooting happened at one &ppolice have now charged a d-c man with attempted murrer for shootinggtyrell okoro... a morgan state football playyr in the leg.inveetigators say... he was shot after a dispute... near a unfolded in ffont f a crowd of students... despertately calling for help. "caller: a young man got shht. i wassin my dorm room and i looked out and he just got shot""somebody just ggt shot onnmmrgan's campus, right here can somebody come please!" pleass!"to hear all offthe 9-1-1 calls released by 3 police... go to our website, foxbaltimore dot om, slash raw news. this was the second on campus shoottng in just a matter of monnhs from morggn state university, i'm megan an abingdon man is held on s..- 100-tho
Dec 28, 2012 5:00pm EST
the cliff have on the u.s.'s credit rating. let's bring in sean egan from egan-jones, he's on the phone tonight. if we go over the cliff, i'm assuming the credit rating agencies, other than yours, the others ones, there's a certain amount of time during which they can review the ratings and then decide. it's not an automatic thing. >> that is correct. the first step is to put it under review. then there will be an assessment of how badly we go over the cliff and also whether there will be any reform on titlements. the deficit has been improving. the federal deficit has improved over the last couple quarters. >> so is it the case that perhaps because the economy has done better that perhaps that would save us from a credit rating downgrade even if we go over the cliff? >> i don't expect another downgrade from the other rating firms. the next step would be putting it on negative watch. all three major credit rating firms have a negative outlook. the next step is a negative watch and then a downgrade. we don't expect that to happen. especially if the debt ceiling is raised, which is likely
Dec 3, 2012 6:00am PST
, the very first thing that goes is maintenance of those things that one does not see. egan: you have hydrants that were manufactured in the 1800s. you have underground pipes, you have underground valves. they get what they call tuberculin built up. you would compare it to a 100-year-old man that has heavy cholesterol. they could be 6- or 8-inch mains, but being 100 years old, they actually may be 2-inch mains. and they reduce the amount of volume of water that's available to us. johnson: there were a number of things that we have had to do in order to get the system back up to an acceptable standard. replacing mains and valves and fire hydrants and other components of the system to ensure that it operates properly. egan: we consider both the underground infrastructure and the above ground assets to be a part of the critical infrastructure of the city. johnson: and if the infrastructure is not there to actually deliver that water in the volume and the quality that's necessary, then communities simply can't exist. man: infrastructure is vital to the american economy. water, after all,
Dec 30, 2012 12:00pm PST
awod is managing editor of. egan jones independent rating agency that is not paid by the corporate issuers than it rates. shawn, your firm was quick to downgrade the u.s. credit rating last year if we go over the cliff or lawmakers reach some sort of watered-down compromise, will you downgrade america again? >> no, our take on it is that it's a very positive sign that the government is wrestling with the immediate problem of the budget deficit. it was $1.4 trillion last year. it's probably going to come in at about $1.2 for the current year. so we view this whole wrangling as a positive it's the first step to solving a problem is recognizing it. most people are recognizing the immediate problem of the federal budget deficit. >> that's a remarkably glass half full view of the world shawn. i appreciate that. let me take a look at world borrowing costs. this is gauge of how investors feel about a given country. sorn debt so if you're going to buy bonds of a country. a ten-year bond yield, 1.7%. switzerland, which doesn't have enough bonds to make a difference is about .5%. portugal at
Dec 14, 2012 4:00am PST
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Dec 14, 2012 11:00pm PST
] >> thank you, members of the commission. my name is gordan egan and i am an attorney who represent the owners of building. last monday night, the developer had a pre-op meeting and he sent out approximately 140 invitations to that meeting to people in the neighborhood. and it was publicized in some other ways. i know some community members publicized it further. at that meeting approximately 25 people attended. they were generally supportive of the building. i confess i was only there towards the end, but from my discussion with the architect and some others who were, there there wasn't a lot of dissension, or questions about the design you saw. most of the members of community who came to that meeting seemed fairly favorable towards that design. you could ask the architect if i am putting that out wrong, or maybe some community members. but in the time i was there and the people that i spoke to afterwards, the community is fairly -- i'm not going to say overwhelmingly overjoyed with the building because it's a little different than what is there now . this will be one of the new
Dec 16, 2012 9:30am PST
i spoke with miss egan, she thought that 1200 would be for market-rate development. >> it would depend. >> so those projects that we're contemplating? great. commissioner antonini, i would move to adopt? >> second. >> commissioner antonini? >> yes, as you know, there is a statewide requirement to provide housing for all income levels and in particular county or cities. but it does not necessarily have to be inclusionary housing. i mean, you can use other methods of doing it. from what i understand, and maybe you could comment on other jurisdictions within the bay area? what do they do? if they use inclusionary, what sort of percentages of ami are they using for their rental and housing or ownership units? are they similar to ours? are they lower percentages? well, there is an ami level and there is also the 15% on-site and 20% offsite? >> i'm afraid i can't comment on that. i am not familiar with inclusionary programs in other jurisdictions. >> that is a problem for me, because when i am asked to vote on this, i have to know what other places are doing and i think you ar
Dec 6, 2012 4:30am EST
nbc 2 in nearby cape coral a former firefighter's holiday wish came true. 88-year-old tom egan loved being a new york city firefighter. the 20-year vet relived a lot of those memories when a local fire crew agreed to take him for a ride in their truck. dementia has given tom some rough days since retiring. his son believes this is going to be logged as one of his best days. i bet it will be. i'm lynn berry, and this is "early today," just your first stop of the day, today on your nbc station. >> you're watching wbal-tv 11. live, local, late-breaking. this is 11 news today at 5:00 a.m. >> good morning. we have changed the air mass. it is a little colder this morning. it is 31 in mount airy. 35 in rock hall. mostly sunny skies. the wind will be lighter than yesterday. high temperature in the mid to upper 40's. we will check the seven-day forecast coming up in just a few minutes. >> 4:56. police officers make a milestone arrest. >> a burglary suspect will likely face more charges after a gun goes off and a hospital. >> a vote of confidence for the city's speed cameras. >> we are taking
Dec 6, 2012 4:00am EST
true. 88-year-old tom egan loved being a new york city firefighter and the 20 year vet relived those memories when a local fire crew agreed to take him for a ride in his truck. dementia has gotten tom some rough days since retiring, but his son believed that this memory will be logged as one of his best days. it's a great opportunity to be able to do something like that when you're at that age and sort of re-live those years of great memories. >> the young guys, they respect the olders, the vets. >> as they should. >> they put their time in on the truck. >>> i'm lynn berry. this is "early today," just your first stop of the day, today on your nbc station. ♪ we were skipping stones and letting go ♪ ♪ over the river and down the road ♪ [ female announcer ] at nature valley, we know nature comes together in amazing ways. that's why we bring together natural ingredients, like dark chocolate with toasted oats, or sweet golden honey. perfect combinations of nature's delicious ingredients, from nature valley. ♪ ♪ i was thinking that i hope this never ends ♪ [ female announcer
Dec 23, 2012 10:00am EST
and sister checked three. jennifer egan is another example when she won the pulitzer for the squad, she sold already, but she's definitely a a mid-list writer in the wake of her prose to win, she's the entrenched as one of the most sought-after writers in american literature right now. so not a working the fiction prize this year, certainly spent a lot of shockwaves. it'll be interesting to see if they repeat in 2013 or if they will learn from that mistake and make sure an author with the fiction prize this time out. >> guest: a lot of libraries will check their holdings and see if they have the books and if they don't have the books, they will order those books. it doesn't make it a best-seller, but establishes and at a different realm. prices are most important when the person is not that well known. some unlike jennifer egan's suddenly establishes them increase curiosity about them. >> host: several members of congress have for books including senator ran paul, representative john lewis wrote another book, across that rich about his experience. senator marco rubio, biography and american
Dec 31, 2012 9:00am EST
egan, one of the founders of egan jones rating agency, and we'll discuss what's really important and that is the fiscal cliff leading up to it, how we resolve it, and how all of that may or may not affect our rating. make sure you want to see this one. single-most important goal is to protect middle-class families. whether or not we reach >>> whether or not we reach an agreement in the short time we have left, we'll need cooperation on both sides. i repeat, there is still some issues that need to be resolved before we can bring legislation to the floor. >> that was senator reid moments ago. of course we're keeping a close eye as to how the issues come about, whether or not they get resolv resolved. as we near the new year with no deal, our next guest says it might not matter who gets the upper hand at all. mike, happy new year. good to see you again. >> same to you. >> you're talking about a ten year time horizon even with all the drama that we're witnessing todaynd at uncertainty among investor, you say long term, i think you use the words virtually guarantees the focus on the t
FOX Business
Dec 10, 2012 10:00pm EST
factor joins us. also tonight, egypt's president, muhammad morsi, ordering the egan military to arrest people in the street even as he claimed to have rescinded the ctatorial powers he assumed which have spurre violent demonstrations. and a new intelligence report concludes that america's time as the lone perpower is nearing an end. former director of national intelligence jo negro panty joins us to talk about our future as a superpower and the challenges that we'll surely face we begin tonight with one of the few scheduling misadventures of president obama'swire tenure in -- entire tenure in office. e president speaking to autoworkers outside detroit today, aday before governor snyder will sign michigan' newly-passed right-to-work law into effect. the presidenttanding firmly with the unio that worked hard to get him reelected. >> wha we shouldn't do, i st gotta say this, wt we shouldn't be doing is try to take away your rights to bargain @or better wages to work -- [cheers and applau] the so-called right-to-work laws, they don't have anything to do with economi, they have everything t
Dec 6, 2012 9:00am EST
morring, tom. good orning, patrice and happened alonggsweet the fire broke out around 11-30 last niggt. crews say they had to shuttle in water... because ttere are noo hydrants in the area.once they got inside... firefighhers found the body of an elderlyy man. in::once we brought fire under ctrlout: priot o moving housetwo fire fighters sufffred also mmnor injuries. they are expected to be fine. at this hour investigatoos are tryiig tt determine what sparked the fire. a heariig for bradley manning army private, charged with h - llaking thousandssof classified militaay doccments...manning claims he &pwas iilegally hhld in maximum custtdy... under conditions so dismissee. but ttee government claimssthe strict condiiions were needed to keep manning from hurting or killing himself. the marine corrs' chief of corrections testified wwdnesday... that a brig commander wroogly keet manning o suicide watch for at least 7 days of his 9 months' conninement.that brrgg commander is expeeted to testify at today's hearinn. the ccloraao movie theater... where a ggnman opeeeddfire movie...
Dec 24, 2012 6:00pm EST
of as the next mayors or city. it turned out frank egan is actually running a racket, where he was teasing ex-cons to bump off out of the pen name is still their pensions and savings. so anyway, it's a love story, connectors very sad and cisco. but he goes on to the sherman later, the fbi and the cold war were going after harry bridges and the restless in doing so, were determined to throw them in prison because he was such an effective pay per liter. this is a great champion of civil rights. he runs for president under the progressive party ticket in 1952. fbi goes after with everything they have. he's turned in prison on trumped up tax charges twice, but he raises the sprawling brood of chuck irish kids. terence hallinan who miss in this neighborhood, brother patrick, lawyers themselves and of course da of san francisco. the only da, by the way, who was given a hot fix for janis joplin of hair heroin and latest bid to become da of san francisco. so this is a book that really told it self i have to say. these stories and characters are truly larger than life. >> just after that, make japan y
Dec 29, 2012 9:00am EST
and sales trajectory. jennifer egan is another example. when she won the pulitzer in fiction for the goon squad, she was a midwest rider. in the wake of her pulitzer, she is firmly entrenched as one of the most sought-after riders in american literature right now. not a wording, the fiction prize this year sent a lot of shock waves and will be interesting to see if they repeat that in 2013 and if they will learn from that, quote, mistake and make sure an odder when the fiction prize. >> a lot of libraries will check their holdings to see if they have the book and if they don't they will order those books. it doesn't make a best seller but established a different realm. prizes our most important when a person is not that well known. suddenly established. curiosity about them. >> several members of congress have written books this past year including center rand paul, "government bullies," representative john lewis rose across that bridge about his experience. senator marco rubio, biography, an american son, representative tim ryan, a mindful nation, a single practice can reduce stress, imp
Dec 27, 2012 12:00pm EST
think. what about you? if we do go over the cliff, would gold go higher or lower. tell us. sean egan tells us if going over the cliff would mean a slash in the credit rating and ralph acampora, two shows, 1:00 p.m. >> we'll catch you at the top of the hour. give me a target for gold next year. it's at $1660. are we going substantially higher or towards 15? are not and gold and silver has had every reason to move higher in the fourth quarter in 2012. it has not. i think the love affair hedge funds have had with gold is over and view 2013 is the year gold will finally under-perform. >>> coming up, delta's flight status, can it continue its flying stock market run into the new year, one stock, two opinions. we debate it. >>> home prices on track positive for the first time since 2006. which real estate stocks are traders banking on now? >>> japanese stocks trading on highs as the market plunges. ♪ [ cows moo ] [ sizzling ] more rain... [ thunder rumbles ] ♪ [ male announcer ] when the world moves... futures move first. learn futures from experienced pros with dedicated chats and dai
Search Results 0 to 49 of about 55 (some duplicates have been removed)